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Plastic payment cards are an indispensable attribute of our daily life. We are constantly convinced of their convenience, but often we don’t even think about the dangers of using cards. What is this danger?
By paying for purchases in cash or using an ATM, you keep the process of withdrawing funds from the account under your control. But very often, for example, in a restaurant, your card is taken away and taken to another room where the terminal is located. In this case, attackers can copy the details of your card or use it for payments on the Internet. The problem is that in such establishments, settlement operations must be carried out in the presence of the client using a mobile terminal. But restaurant owners do not consider it necessary to buy such devices, the price of which is $ 400-500 more than a conventional terminal.
Ideally, protection can be obtained from the government, which should oblige the owner of the establishment to purchase a mobile terminal. But in our country, this system is not developed to perfection. Therefore, it is best to rely on yourself in matters of payment security. First of all, you can connect to the sms banking service, with the help of which you will receive SMS messages about each operation performed with your card. It is also helpful to use internet banking. Using this service, you can view a list of operations performed with the card by time and date. This information will be displayed in your personal online account. Finally, you can save the bank support number, call and make sure that the funds on the card are safe.
Paying for purchased goods or services, you need to be very careful. Constantly monitor the amount that is debited from the card and its compliance with the purchase price, confirmation of the operation performed or its cancellation, etc. On the Internet, try to pay for goods on trusted sites and do not indicate your card details in questionable questionnaires, ostensibly to confirm your personal information.
Remember that the safety of your finances depends on you, so be careful and attentive when carrying out any payment transactions using your plastic card.
By paying for purchases in cash or using an ATM, you keep the process of withdrawing funds from the account under your control. But very often, for example, in a restaurant, your card is taken away and taken to another room where the terminal is located. In this case, attackers can copy the details of your card or use it for payments on the Internet. The problem is that in such establishments, settlement operations must be carried out in the presence of the client using a mobile terminal. But restaurant owners do not consider it necessary to buy such devices, the price of which is $ 400-500 more than a conventional terminal.
Ideally, protection can be obtained from the government, which should oblige the owner of the establishment to purchase a mobile terminal. But in our country, this system is not developed to perfection. Therefore, it is best to rely on yourself in matters of payment security. First of all, you can connect to the sms banking service, with the help of which you will receive SMS messages about each operation performed with your card. It is also helpful to use internet banking. Using this service, you can view a list of operations performed with the card by time and date. This information will be displayed in your personal online account. Finally, you can save the bank support number, call and make sure that the funds on the card are safe.
Paying for purchased goods or services, you need to be very careful. Constantly monitor the amount that is debited from the card and its compliance with the purchase price, confirmation of the operation performed or its cancellation, etc. On the Internet, try to pay for goods on trusted sites and do not indicate your card details in questionable questionnaires, ostensibly to confirm your personal information.
Remember that the safety of your finances depends on you, so be careful and attentive when carrying out any payment transactions using your plastic card.
