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According to a new survey Bluefin Payment Systems, n ochti third of marketers agree that the replacement of traditional POS-terminals mobile devices, can trigger the growth of credit card fraud data.
In order to keep pace with the growing demand for innovation and counter payment fraud, experts advise you to follow four tips when choosing a mobile payment terminal.
# 1: Safety
Standards Council of Safety payment card industry , as well as other laws that ozlagayut responsibility for the security of the data holder her cards at merchants, tied for first place the safety of payment systems.
The problem of protecting mobile payment terminals is largely related to the security of mobile phones and tablets themselves, to which card readers and other reading devices are connected. Merchants do not currently have the ability to change the configuration of mobile devices. Therefore, x security is still at the stage of formation. What's more, mobile payment solutions have an open architecture making them susceptible to malware.
The main way to secure a mobile payment terminal is to have an interpersonal encryption system that meets the payment card industry (PCI) standards. This service encrypts transaction data, limiting the access of fraudsters.
# 2: Transparency
Mobile payment terminals should combine primary and secondary functions in such a way that merchants can easily operate the device in real time, taking into account the preferences of customers. Also mPOS should include an accounting system. All the necessary tools for terminal management can be hosted on a cloud server.
The most convenient mobile terminals will allow the merchant to accept for payment not only credit, but also gift cards, cash, checks, as well as PayPal and Apple Pay.
# 3: Flexibility
Not all merchants have the same needs and payment volumes. For example, a restaurant owner needs his client to be able to order and pay for the order on the way to the restaurant. In this case, the traditional form of card payment will not be suitable for him.
Entrepreneurs should choose such an mPOS terminal, which assumes the expansion of functions and the addition of new capabilities. In this case, the merchant will not have to spend time and additional funds to find and implement a new platform.
# 4: Benefit
When choosing a mobile payment terminal, you need to think about what benefits it will bring to your business and consumers. It is important that the terminal supports loyalty systems, promotions, as well as dynamic pricing based on demand for a particular product.
In order to keep pace with the growing demand for innovation and counter payment fraud, experts advise you to follow four tips when choosing a mobile payment terminal.
# 1: Safety
Standards Council of Safety payment card industry , as well as other laws that ozlagayut responsibility for the security of the data holder her cards at merchants, tied for first place the safety of payment systems.
The problem of protecting mobile payment terminals is largely related to the security of mobile phones and tablets themselves, to which card readers and other reading devices are connected. Merchants do not currently have the ability to change the configuration of mobile devices. Therefore, x security is still at the stage of formation. What's more, mobile payment solutions have an open architecture making them susceptible to malware.
The main way to secure a mobile payment terminal is to have an interpersonal encryption system that meets the payment card industry (PCI) standards. This service encrypts transaction data, limiting the access of fraudsters.
# 2: Transparency
Mobile payment terminals should combine primary and secondary functions in such a way that merchants can easily operate the device in real time, taking into account the preferences of customers. Also mPOS should include an accounting system. All the necessary tools for terminal management can be hosted on a cloud server.
The most convenient mobile terminals will allow the merchant to accept for payment not only credit, but also gift cards, cash, checks, as well as PayPal and Apple Pay.
# 3: Flexibility
Not all merchants have the same needs and payment volumes. For example, a restaurant owner needs his client to be able to order and pay for the order on the way to the restaurant. In this case, the traditional form of card payment will not be suitable for him.
Entrepreneurs should choose such an mPOS terminal, which assumes the expansion of functions and the addition of new capabilities. In this case, the merchant will not have to spend time and additional funds to find and implement a new platform.
# 4: Benefit
When choosing a mobile payment terminal, you need to think about what benefits it will bring to your business and consumers. It is important that the terminal supports loyalty systems, promotions, as well as dynamic pricing based on demand for a particular product.
