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People spend $ 20 trillion a year from bank cards.
International payment systems.
In 2021, global credit and debit card spending from American Express, Diners Club / Discover, JCB, Mastercard, UnionPay and Visa exceeded $ 20 trillion. This is stated in the report Nilson Report "Global Cards Report 2021".
In terms of the number of transactions, Visa cards are in the lead. These payment instruments of all types were used to pay for 54.06% of all purchases. 34.82% of purchases were paid from debit cards Visa, 19.23% from credit cards. Mastercard debit cards are used in 13.30% of cases, and credit cards in 12.87%. 7.59% of transactions are paid with UnionPay credit cards, and 7.32% with Chinese debit cards. American Express had 2.81% of global payments, while Japan's JCB had 1.15%. Diners Club / Discover process 0.91% of transactions.
UnionPay debit cards have become the most popular payment instrument in terms of transaction volume. They are followed by Visa credit and debit cards, UnionPay credit cards, Mastercard credit cards, Mastercard debit cards, American Express cards, JCB cards and Diners Club / Discover cards.
There are 11.15 billion valid credit, debit and prepaid cards worldwide. This is 9.4% more than in 2020. Of the total number of cards in circulation, 77.37% were debit cards.
International payment systems.
In 2021, global credit and debit card spending from American Express, Diners Club / Discover, JCB, Mastercard, UnionPay and Visa exceeded $ 20 trillion. This is stated in the report Nilson Report "Global Cards Report 2021".
What kind of "plastic" is calculated more often?
The number of transactions with Visa, UnionPay, Mastercard, JCB, Diners Club / Discover and American Express has grown. The growth amounted to 13.3% - over the past year, users paid with "plastic" in stores 257.17 billion times.In terms of the number of transactions, Visa cards are in the lead. These payment instruments of all types were used to pay for 54.06% of all purchases. 34.82% of purchases were paid from debit cards Visa, 19.23% from credit cards. Mastercard debit cards are used in 13.30% of cases, and credit cards in 12.87%. 7.59% of transactions are paid with UnionPay credit cards, and 7.32% with Chinese debit cards. American Express had 2.81% of global payments, while Japan's JCB had 1.15%. Diners Club / Discover process 0.91% of transactions.
What cards do they spend more money on?
Over the year, the volume of purchases paid with cards increased by 5.8% to USD 20.606 trillion, excluding cash withdrawals from ATMs.UnionPay debit cards have become the most popular payment instrument in terms of transaction volume. They are followed by Visa credit and debit cards, UnionPay credit cards, Mastercard credit cards, Mastercard debit cards, American Express cards, JCB cards and Diners Club / Discover cards.
What cards are getting more popular?
Despite the fact that the Chinese payment system failed to become the leader in terms of the number of transactions, the growth rate of the number of payments with Chinese cards is impressive - 32% compared to 2021. Debit and prepaid cards are becoming more common. In 2021, they accounted for 55.44% of all settlements, 1 percentage point more than in 2020.There are 11.15 billion valid credit, debit and prepaid cards worldwide. This is 9.4% more than in 2020. Of the total number of cards in circulation, 77.37% were debit cards.
