Professor
Professional
- Messages
- 1,638
- Reaction score
- 1,689
- Points
- 113
Bro, I'll add some truly valuable material. This is the foundation without which you can't do anything in carding in 2026. Enroll is the key to managing a card online — changing billing, viewing transactions, and most importantly, ordering goods to a drop address without detection.
I've created the most comprehensive encyclopedia possible, systematizing and expanding your file into a complete guide for carders at any level.
Mastercard BINs:
Mastercard BINs:
Step 2: Registration
Step 3: Verification
Step 4: Address Change
Errors and Solutions:
Step 2: Registration
Step 3: Address Change
Errors and Solutions:
Step 2: Registration
Step 3: Address Change
Step 2: Registration
Step 3: Address Change
Step 2: Registration
Step 3: Address Change
Step 2: Registration
Step 3: Address Change
Step 2: Registration
Step 3: Address Change
Step 2: Registration
Step 3: Address Change
Step 2: Registration
Step 3: Address Change
Step 2: Registration
For Personal cards:
For Business cards:
Step 3: Address Change
Method 2: TruthFinder
Method 3: Fullz Shops
Proxy Verification:
Tip 2: Drop Addresses
Tip 3: Address Change Timing
Tip 4: Call Center for Address Change
Tip 5: Golden BIN
Rule 2: Don't skimp on cards
Rule 3: Don't burn accounts
Rule 4: Keep a log
Rule 5: Use "aging"
Rule 6: Vary behavior
Bro, this guide is your bible for enrollment. Save it to your bookmarks or disk. Use it as a checklist before every operation.
Core Principles of Success:
Good luck, brother. If you need anything — hit me up.
I've created the most comprehensive encyclopedia possible, systematizing and expanding your file into a complete guide for carders at any level.
CHAPTER 1: WHAT IS ENROLL AND WHY YOU NEED IT
1.1. Definition
Enroll is the process of registering a credit or debit card in the issuing bank's online banking system. This gives the cardholder (or whoever gains access) the ability to manage the card remotely.1.2. What Enroll Provides to the Carder
| Function | Description | Importance |
|---|---|---|
| Change Billing Address | Change the owner's address to a drop address | CRITICAL |
| View Balance | Check Available Balance and limits | HIGH |
| View Transactions | Track pending charges and history | HIGH |
| Pay Bill | Pay bills online | MEDIUM |
| Micro-deposit Verification | Confirm small deposits (PayPal, Stripe) | HIGH |
| Change PIN | Change ATM PIN | MEDIUM |
| Card Block | Block card in emergencies | LOW |
1.3. Types of Enroll
Primary Enroll
The cardholder never registered the card online. You are the first to create an account.- Advantages: The cardholder doesn't know online access exists. Minimal risk of exposure.
- Ideal Scenario: You create a login, password, set up security questions, and gain full control.
Re-roll (Re-enrollment)
The cardholder already has online access, but you change the password.- Risks: The cardholder may notice they can't log in, call the bank — account gets frozen.
- Signs: If after entering card data you're not asked to create security questions → it's a Re-roll.
1.4. How to Identify Enrollment Type
| Sign | Primary Enroll | Re-roll |
|---|---|---|
| After entering data | Page to create login/password | "User already exists" |
| After creating login | Security Questions page | Login fails |
| Address change | Goes through without issues | May require verification |
CHAPTER 2: BANK CLASSIFICATION BY ENROLLMENT TYPE
2.1. Banks with Primary Enroll (IDEAL)
These banks give Primary Enroll in most cases because cardholders rarely register:| Bank | Special Feature | BINs |
|---|---|---|
| First Premier Bank | Low balances, often Primary | 430171, 461007, 461651, 473156, 478441, 486955 |
| Credit One Bank | Low balances, often Primary | 407193, 412117, 444796, 470792, 470793, 473190 |
| Merrick Bank | Small banks, often Primary | 401679, 402486, 402494, 406300, 411268 |
| New Millenium Bank | Often Primary | 415518, 432719, 476707 |
| 1st Financial Bank | Often Primary | 401724, 405334, 409264, 445326, 446575, 490634 |
2.2. Banks with Online Address Change (TOP PRIORITY)
| Bank | Change Time | Special Features |
|---|---|---|
| Capital One | 3-5 days | On fresh accounts — 30 days waiting |
| Barclays Bank Delaware | 1 day | MMN verified by bank |
| U.S. Bank | 2-3 days | Massive number of BINs |
| Columbus Bank & Trust | 3-5 days | Easy enrollment |
| Sears National Bank | 1-3 days | Citibank-like interface |
| GE Money Bank | 2 days | Easy address change |
| Arvest Bank | 3 days | Different sites for Personal/Business |
| State Farm | 1-3 days | Good balances |
2.3. Banks Without Online Address Change (CALL ONLY)
| Bank | What They Ask | Phone Number |
|---|---|---|
| Advanta Bank | MMN, SSN, DOB | Call center |
| 5 Star Bank (AFBA) | SSN, DOB, ZIP | 1-888-277-0444 |
| National City Bank | SSN, DOB, MMN | Call center |
| TD Banknorth | User Name, SSN, DOB | 1-888-561-8861 |
| BB&T | SSN, DOB + 3 questions | 1-888-228-6654 |
CHAPTER 3: COMPLETE BIN LIST WITH BREAKDOWN
3.1. Top Banks and Their BINs
Capital One Bank
| BIN | Type | Feature |
|---|---|---|
| 400344 | Visa Platinum | Main |
| 400393 | Visa Classic | Main |
| 401305 | Visa Debit Classic | FSB |
| 402605 | Visa Platinum | Main |
| 402621 | Visa Platinum | Main |
| 403444 | Visa Platinum | Main |
| 403694 | Visa Platinum | Main |
| 409274 | Visa Debit Classic | National Association |
| 409278 | Visa Debit Business | National Association |
| 410608 | Visa Classic | Main |
| 410673 | Visa Platinum | Main |
| 411507 | Visa Business | FSB |
| 412174 | Visa Classic | Main |
| 414311 | Visa Business | FSB |
| 414709 | Visa Signature | Main |
| 415417 | Visa Business | Main |
| 415557 | Visa Classic | Main |
| 415938 | Visa Platinum | FSB |
| 419310 | Visa Business | Main |
| 427053 | Visa Business | National Association |
| 427054 | Visa Corporate T&E | National Association |
| 430216 | Visa Platinum | Main |
| 430230 | N/A | FSB |
| 430523 | Visa Classic | Main |
| 430572 | Visa Platinum | Main |
| 430598 | Visa Platinum | Main |
| 438864 | Visa Gold/Premier | Main |
| 441702 | Visa Classic | FSB |
| 445338 | N/A | Main |
| 450214 | N/A | FSB |
| 450215 | Visa Debit Classic | FSB |
| 465300 | N/A | National Association |
| 479124 | Visa Business | FSB |
| 480122 | N/A | FSB |
| 480213 | Visa Business | FSB |
| 486236 | Visa Platinum | Main |
| 493000 | N/A | Main |
| 493109 | Visa Platinum | Main |
| 493422 | Visa Platinum | Main |
| 494065 | Visa Platinum | Main |
| 511293 | Mastercard | National Association |
| 517805 | Mastercard | Main |
| 528612 | Mastercard | Main |
| 541995 | Mastercard | National Association |
| 548012 | Mastercard | National Association |
| 551965 | Mastercard | National Association |
| 552694 | Mastercard | National Association |
| 552869 | Mastercard | FSB |
U.S. Bank National Association
Key BINs (full list in Appendix):| BIN | Type | Feature |
|---|---|---|
| 400613 | Visa Gold/Premier | Main |
| 400614 | Visa Classic | Main |
| 400761 | Visa Gold/Premier | Main |
| 400963 | Visa Gold/Premier | Main |
| 401175-401177 | Visa Debit Classic | Main |
| 401324 | Visa Gold/Premier | Main |
| 401398 | Visa Platinum | Main |
| 401668 | Visa Platinum | Main |
| 401717 | Visa Classic | Main |
| 401718 | Visa Gold/Premier | Main |
| 401762 | Visa Debit Business | Main |
| 401798 | Visa Classic | Main |
| 402046 | Visa Gold/Premier | Main |
| 402155 | Visa Debit Classic | Usbns |
| 403087 | Visa Platinum | Main |
| 403300 | Visa Business | Main |
| 403596 | Visa Gold/Premier | Main |
| 403766 | Visa Platinum | Main |
| 403769 | Visa Platinum | Main |
| 403784 | Visa Platinum | Main |
| 404612 | N/A | Main |
| 404645 | Visa Debit Classic | Usbns |
| 404679 | N/A | Usbns |
| 405360 | N/A | Main |
| 405368 | N/A | Usbns |
| 405501-405504 | Visa Purchasing | Main |
| 405592 | Visa Gold/Premier | Main |
| 405821 | N/A | Main |
| 408022 | Visa Debit Classic | Main |
| 408132 | Visa Business | Main |
| 408181 | Visa Classic | Main |
| 408183 | Visa Platinum | Main |
| 408845-408848 | N/A | Usbns/Main |
| 408853 | N/A | Main |
| 408929-408931 | N/A | Usbns/Main |
| 409254 | Visa Debit Classic | Usbns |
| 409277 | N/A | Main |
| 409430 | Visa Classic | Main |
| 409581 | Visa Classic | Main |
| 409704 | Visa Gold/Premier | Main |
| 410421 | Visa Platinum | Main |
| 410449 | Visa Platinum | Main |
| 410484 | Visa Platinum | Main |
| 410930 | Visa Classic | Main |
| 411020 | N/A | Main |
| 412151 | Visa Debit Classic | Main |
| 412186 | Visa Classic | Main |
| 412713 | Visa Business | Main |
| 412714 | Visa Signature | Main |
| 413053-413055 | N/A | Main |
| 413084 | N/A | Main |
| 413355 | Visa Classic | Main |
| 413401 | N/A | Main |
| 413647 | Visa Classic | Main |
| 414111 | Visa Classic | Usbns |
| 414433 | Visa Gold/Premier | Main |
| 414774-414781 | Visa Signature | Main |
| 415498 | Visa Debit Gold/Premier | Main |
| 416870-416873 | N/A | Main |
| 417306 | N/A | Main |
| 419000-419008 | Visa Classic/Gold/Premier/Signature | Main |
| 419422 | Visa Classic | Main |
| 420007 | Visa Corporate T&E | Main |
| 420052 | Visa Debit Classic | Usbns |
| 420717-420719 | Visa Debit Classic | Main |
| 420962 | Visa Classic | Main |
| 420972 | Visa Gold/Premier | Main |
| 420985 | Visa Gold/Premier | Main |
| 421008 | Visa Debit Classic | Usbns |
| 422743 | Visa Classic | Main |
| 422744 | Visa Platinum | Main |
| 422845 | Visa Debit Classic | Usbns |
| 422948 | Visa Debit Classic | Usbns |
| 422970 | N/A | Main |
| 423532 | Visa Classic | Main |
| 423535 | Visa Classic | Main |
| 423644 | Visa Debit Classic | Main |
| 424140-424149 | Visa Debit Classic | Usbns |
| 424604 | Visa Purchasing | Main |
| 424605 | N/A | Main |
| 425124 | Visa Business | Main |
| 425912 | Visa Business | Main |
| 426445 | Visa Gold/Premier | Main |
| 426612 | Visa Gold/Premier | Main |
| 426620 | Visa Gold/Premier | Main |
| 426918 | Visa Classic | Main |
| 426941 | N/A | Main |
| 428800-428899 | Visa Purchasing | Main |
| 429801 | Visa Classic | Main |
| 429809 | Visa Classic | Main |
| 430153 | Visa Classic | Main |
| 430186 | Visa Classic | Usbns |
| 430432 | Visa Business | Main |
| 430670 | Visa Gold/Premier | Main |
| 430690 | Visa Classic | Usbns |
| 430909 | N/A | Main |
| 431016 | Visa Platinum | Main |
| 431097 | Visa Debit Classic | Main |
| 431410 | Visa Debit Classic | Usbns |
| 431443 | Visa Classic | Main |
| 431522 | Visa Debit Classic | Usbns |
| 431539 | Visa Debit Classic | Usbns |
| 431540 | Visa Debit Classic | Usbns |
| 431542 | Visa Debit Classic | Usbns |
| 431543 | Visa Debit Classic | Usbns |
| 431554 | Visa Debit Classic | Usbns |
| 431557 | Visa Debit Classic | Usbns |
| 431559 | Visa Debit Classic | Usbns |
| 431560 | Visa Debit Classic | Usbns |
| 431565 | Visa Classic | Usbns |
| 431567-431569 | Visa Debit Classic | Usbns |
| 431642 | N/A | Main |
| 431664 | Visa Debit Classic | Usbns |
| 431719 | Visa Debit Classic | Main |
| 432695 | Visa Gold/Premier | Main |
| 433077 | Visa Debit Classic | Main |
| 433078 | Visa Debit Business | Main |
| 433164 | N/A | Main |
| 433302 | N/A | Main |
| 433694 | Visa Business | Main |
| 434317 | Visa Business | Main |
| 434366 | Visa Business | Main |
| 434397 | Visa Platinum | Main |
| 435577 | Visa Platinum | Main |
| 435578 | Visa Gold/Premier | Main |
| 436139 | Visa Business | Main |
| 436141 | Visa Platinum | Main |
| 436618 | Visa Debit Classic | Main |
| 436675 | Visa Debit Classic | Usbns |
| 436677 | Visa Debit Classic | Usbns |
| 438793 | Visa Gold/Premier | Main |
| 438818 | Visa Classic | Main |
| 440353 | Visa Platinum | Main |
| 441834 | Visa Corporate T&E | Main |
| 442245 | Visa Debit Classic | Main |
| 442377 | Visa Debit Business | Main |
| 442827 | Visa Gold/Premier | Main |
| 442828 | Visa Classic | Main |
| 442829 | Visa Debit Classic | Usbns |
| 442846 | Visa Classic | Main |
| 442854 | N/A | Main |
| 442871 | Visa Classic | Main |
| 442879 | Visa Classic | Main |
| 443005 | Visa Gold/Premier | Main |
| 443030 | Visa Gold/Premier | Main |
| 443250-443253 | Visa Debit Classic | Usbns |
| 443257 | Visa Debit Classic | Usbns |
| 443258 | Visa Debit Classic | Main |
| 443259 | Visa Debit Classic | Usbns |
| 443260 | Visa Debit Classic | Usbns |
| 443264 | Visa Debit Classic | Main |
| 443299 | N/A | Usbns |
| 443310 | Visa Classic | Main |
| 443321 | Visa Gold/Premier | Main |
| 443502 | Visa Classic | Main |
| 443503 | Visa Gold/Premier | Main |
| 444018 | Visa Debit Classic | Usbns |
| 444411 | Visa Debit Classic | Usbns |
| 444415 | Visa Debit Classic | Usbns |
| 444436-444443 | Visa Debit Classic | Usbns |
| 444453 | Visa Debit Classic | Usbns |
| 445403 | Visa Debit Classic | Usbns |
| 445756 | Visa Classic | Main |
| 446051-446054 | Visa Debit Classic | Main |
| 446127 | N/A | Main |
| 446174 | N/A | Main |
| 446175 | Visa Business | Main |
| 446771 | Visa Debit Classic | Usbns |
| 446886 | Visa Platinum | Main |
| 447045 | Visa Debit Classic | Main |
| 447448 | Visa Corporate T&E | Main |
| 447677 | Visa Debit Classic | Usbns |
| 447767 | Visa Classic | Main |
| 447770 | Visa Platinum | Main |
| 447771 | Visa Classic | Main |
| 447772 | Visa Classic | Main |
| 447773 | Visa Gold/Premier | Main |
| 447822 | N/A | Main |
| 448226 | Visa Debit Classic | Usbns |
| 448525 | N/A | Main |
| 448546 | Visa Purchasing | Main |
| 448559 | Visa Purchasing | Main |
| 448562 | Visa Purchasing | Main |
| 448620-448622 | Visa Purchasing | Main |
| 448626 | Visa Purchasing | Main |
| 448692 | Visa Purchasing | Main |
| 448693 | Visa Purchasing | Main |
| 448697 | Visa Purchasing | Main |
| 448829 | Visa Debit Classic | Main |
| 449124 | N/A | Main |
| 449167 | Visa Debit Classic | Usbns |
| 449185 | Visa Signature | Main |
| 449226 | N/A | Main |
| 449367 | Visa Debit Classic | Usbns |
| 449399 | Visa Debit Classic | Usbns |
| 449824 | Visa Classic | Main |
| 449873 | Visa Debit Classic | Usbns |
| 450341-450388 | Visa Debit Classic | Usbns |
| 451086 | Visa Debit Business | Main |
| 452458 | Visa Debit Classic | Usbns |
| 453291 | Visa Classic | Main |
| 454728 | Visa Gold/Premier | Main |
| 454733 | Visa Platinum | Main |
| 460212 | Visa Classic | Main |
| 460704 | Visa Classic | Main |
| 460705 | Visa Gold/Premier | Main |
| 460717 | Visa Debit Classic | Usbns |
| 460742 | Visa Classic | Usbns |
| 460757 | Visa Classic | Main |
| 460811 | Visa Classic | Main |
| 460844 | Visa Platinum | Main |
| 461032 | Visa Classic | Main |
| 461037 | Visa Gold/Premier | Main |
| 461105 | Visa Gold/Premier | Main |
| 461676 | N/A | Main |
| 461680 | Visa Classic | Main |
| 462300 | Visa Classic | Main |
| 462302 | Visa Platinum | Main |
| 462574 | Visa Gold/Premier | Main |
| 462589 | N/A | Main |
| 462590 | Visa Debit Business | Usbns |
| 462595 | Visa Debit Business | Usbns |
| 463824 | Visa Classic | Main |
| 463896 | Visa Gold/Premier | Main |
| 464923 | Visa Platinum | Main |
| 465277 | N/A | Main |
| 467200 | Visa Classic | Main |
| 467549 | Visa Gold/Premier | Main |
| 467550 | N/A | Main |
| 467619 | Visa Debit Classic | Usbns |
| 468710 | Visa Business | Main |
| 469221 | Visa Classic | Main |
| 469224-469229 | Visa Business/Classic/Platinum | Main |
| 470112 | Visa Platinum | Main |
| 470127 | Visa Platinum | Main |
| 470429 | Visa Classic | Main |
| 470708 | Visa Debit Business | Usbns |
| 470758 | Visa Debit Classic | Main |
| 470778 | N/A | Main |
| 471511 | Visa Purchasing | Main |
| 471600 | Visa Purchasing | Main |
| 471601 | Visa Purchasing | Main |
| 471608 | Visa Purchasing | Main |
| 471609 | Visa Purchasing | Main |
| 471623 | Visa Purchasing | Main |
| 471626 | Visa Purchasing | Main |
| 471630-471632 | Visa Purchasing | Main |
| 471635 | Visa Purchasing | Main |
| 471637-471640 | Visa Purchasing | Main |
| 471642 | Visa Purchasing | Main |
| 471643 | Visa Purchasing | Main |
| 471652 | Visa Purchasing | Main |
| 471653 | Visa Purchasing | Main |
| 471655 | Visa Purchasing | Main |
| 471656 | Visa Purchasing | Main |
| 471662 | Visa Purchasing | Main |
| 471664-471666 | Visa Purchasing | Main |
| 471670 | Visa Purchasing | Main |
| 471673-471697 | Visa Purchasing | Main |
| 471699 | Visa Purchasing | Main |
| 471700 | N/A | Main |
| 471705 | N/A | Main |
| 471800 | Visa Debit Classic | Main |
| 471828 | Visa Signature | Main |
| 471832 | Visa Platinum | Main |
| 471835 | Visa Debit Classic | Usbns |
| 471901 | Visa Classic | Main |
| 471902 | Visa Gold/Premier | Main |
| 471923-471928 | Visa Classic/Gold/Premier | Main |
| 472037 | Visa Debit Gold/Premier | Main |
| 472200 | N/A | Main |
| 472507 | Visa Debit Classic | Main |
| 473077 | Visa Corporate T&E | Main |
| 473149 | Visa Gold/Premier | Main |
| 473332 | Visa Debit Classic | Main |
| 473333 | Visa Debit Classic | Main |
| 473362 | Visa Debit Classic | Usbns |
| 473489 | Visa Classic | Main |
| 473549 | Visa Classic | Main |
| 474603 | Visa Corporate T&E | Main |
| 474692 | Visa Debit Business | Usbns |
| 474693 | Visa Debit Business | Usbns |
| 475800 | Visa Classic | Main |
| 475894 | Visa Gold/Premier | Main |
| 476153 | Visa Business | Main |
| 476162 | N/A | Main |
| 477300 | N/A | Main |
| 477737 | Visa Debit Classic | Usbns |
| 478864 | Visa Classic | Main |
| 479347 | Visa Debit Classic | Main |
| 479448 | N/A | Main |
| 479817 | Visa Business | Main |
| 479826 | Visa Corporate T&E | Main |
| 479846 | Visa Business | Main |
| 479851 | Visa Business | Main |
| 479853 | Visa Business | Main |
| 480207 | Visa Debit Business | Main |
| 480209 | Visa Debit Business | Main |
| 480238 | Visa Business | Main |
| 480242 | Visa Business | Main |
| 480605 | Visa Business | Main |
| 480684 | Visa Classic | Main |
| 481143 | Visa Classic | Usbns |
| 481144 | Visa Classic | Usbns |
| 481148 | Visa Debit Classic | Main |
| 481996 | Visa Classic | Main |
| 482028 | Visa Classic | Main |
| 482052 | Visa Classic | Main |
| 482070 | Visa Classic | Main |
| 482500 | Visa Classic | Main |
| 483300 | N/A | Main |
| 483301 | N/A | Main |
| 483349 | Visa Business | Main |
| 483377 | N/A | Main |
| 483378 | Visa Debit Classic | Main |
| 483398 | Visa Debit Classic | Main |
| 484514 | Visa Gold/Premier | Main |
| 484629 | Visa Platinum | Main |
| 485112 | Visa Debit Classic | Usbns |
| 485178 | Visa Classic | Main |
| 485301-485307 | Visa Debit Classic | Usbns |
| 485310-485322 | Visa Debit Classic | Usbns |
| 485324-485328 | Visa Debit Classic | Usbns |
| 485330-485332 | Visa Debit Classic | Usbns |
| 485334-485339 | Visa Debit Classic | Usbns |
| 485341-485345 | Visa Debit Classic | Usbns |
| 485349 | Visa Classic | Usbns |
| 485368-485371 | Visa Debit Classic | Usbns |
| 485928 | Visa Purchasing | Main |
| 486701 | Visa Commerce | Main |
| 489294 | Visa Debit Classic | Usbns |
| 489701 | Visa Platinum | Main |
| 489706 | Visa Gold/Premier | Main |
| 489719 | Visa Debit Classic | Main |
| 489725 | Visa Debit Classic | Main |
| 489765 | Visa Classic | Main |
| 490155 | Visa Debit Classic | Main |
| 490628 | Visa Debit Classic | Usbns |
| 491397 | Visa Debit Classic | Usbns |
| 493167 | Visa Debit Business | Usbns |
| 493757 | Visa Debit Classic | Usbns |
| 494382 | Visa Debit Classic | Usbns |
| 510252 | Mastercard | Main |
| 510278 | Mastercard | Main |
| 510625 | Mastercard | Main |
| 514053 | Mastercard | Main |
| 518163 | Mastercard | Main |
| 518409 | Mastercard | Main |
| 521411 | Mastercard | Main |
| 522121 | Mastercard | Main |
| 522298 | Mastercard | Main |
| 532840 | Mastercard | Main |
| 533411-533413 | Mastercard | Main |
| 541132 | Mastercard | Main |
| 541843 | Mastercard | Main |
| 541935 | Mastercard | Main |
| 542574 | Mastercard | Main |
| 542791 | Mastercard | Main |
| 542899 | Mastercard | Main |
| 543156 | Mastercard | Main |
| 543191 | Mastercard | Main |
| 543646 | Mastercard | Main |
| 544711 | Mastercard | Main |
| 545386 | Mastercard | Main |
| 545586 | Mastercard | Main |
| 545698 | Mastercard | Main |
| 545801 | Mastercard | Main |
| 545806 | Mastercard | Main |
| 545807 | Mastercard | Main |
| 546312 | Mastercard | Main |
| 548379 | Mastercard | Main |
| 550297 | Mastercard | Main |
| 550313 | Mastercard | Main |
| 550646 | Mastercard | Main |
| 553602 | Mastercard | Main |
| 554157 | Mastercard | Main |
| 554158 | Mastercard | Main |
| 554187 | Mastercard | Main |
| 556846 | Mastercard | Main |
| 556904 | Mastercard | Main |
| 556963 | Mastercard | Main |
Barclays Bank Delaware
| BIN | Type | Feature |
|---|---|---|
| 409279 | Visa Classic | Main |
| 422955 | Visa Gold/Premier | Main |
| 432745 | Visa Classic | Main |
| 432747 | Visa Platinum | Main |
| 439707 | Visa Signature | Main |
| 439708 | Visa Signature | Main |
| 439709 | Visa Signature | Main |
| 447287 | Visa Classic | Main |
| 466806 | Visa Platinum | Main |
| 469595 | Visa Classic | Main |
| 469596 | Visa Platinum | Main |
| 475858 | Visa Classic | Main |
| 484538 | Visa Gold/Premier | Main |
| 484540 | Visa Platinum | Main |
| 486892 | Visa Classic | Main |
| 486895 | Visa Platinum | Main |
| 486896 | Visa Platinum | Main |
| 514021 | Mastercard | Main |
| 515665 | Mastercard | Main |
Columbus Bank & Trust Company
| BIN | Type | Feature |
|---|---|---|
| 402088 | Visa Classic | Main |
| 403008 | N/A | Main |
| 403624 | Visa Classic | Main |
| 406049 | Visa Debit Classic | Main |
| 410635 | Visa Gold/Premier | Main |
| 410636 | Visa Gold/Premier | Main |
| 410637 | Visa Gold/Premier | Main |
| 410639 | Visa Gold/Premier | Main |
| 413480 | Visa Classic | Main |
| 413481 | Visa Classic | Main |
| 413496 | Visa Platinum | Main |
| 413747 | N/A | Main |
| 413806 | Visa Debit Classic | Main |
| 414204 | N/A | Main |
| 414675 | Visa Classic | Main |
| 414678 | Visa Classic | Main |
| 414679 | Visa Classic | Main |
| 414685 | Visa Gold/Premier | Main |
| 415813 | N/A | Main |
| 418307 | Visa Debit Classic | Main |
| 425445 | Visa Debit Classic | Main |
| 425522 | Visa Debit Classic | Main |
| 426236 | Visa Gold/Premier | Main |
| 427074 | N/A | Main |
| 429879 | Visa Debit Classic | Main |
| 429880 | Visa Debit Classic | Main |
| 430925 | Visa Platinum | Main |
| 430926 | Visa Debit Business | Main |
| 432400 | Visa Classic | Main |
| 432401 | Visa Classic | Main |
| 432402 | Visa Classic | Main |
| 432410 | Visa Platinum | Main |
| 432419 | Visa Classic | Main |
| 432427 | Visa Classic | Main |
| 433065 | N/A | Main |
| 433139 | Visa Platinum | Main |
| 433197 | Visa Platinum | Main |
| 433239 | N/A | Main |
| 435181 | Visa Classic | Main |
| 441789 | N/A | Main |
| 448203 | N/A | Main |
| 448840 | Visa Debit Classic | Main |
| 448850 | Visa Classic | Main |
| 448877 | N/A | Main |
| 449901 | Visa Debit Classic | Main |
| 451239 | N/A | Main |
| 452285 | Visa Debit Business | Main |
| 452286 | Visa Debit Business | Main |
| 455305 | Visa Platinum | Main |
| 455307 | Visa Classic | Main |
| 455909 | Visa Debit Classic | Main |
| 455927 | N/A | Main |
| 456419 | Visa Gold/Premier | Main |
| 460798 | N/A | Main |
| 460825 | Visa Debit Classic | Main |
| 469414 | N/A | Main |
| 469429 | Visa Business | Main |
| 469481 | Visa Debit Business | Main |
| 471553 | Visa Purchasing | Main |
| 476425 | Visa Platinum | Main |
| 478373 | Visa Debit Platinum | Main |
| 478980 | Visa Debit Classic | Main |
| 479106 | Visa Classic | Main |
| 479107 | Visa Gold/Premier | Main |
| 479804 | Visa Business | Main |
| 485279 | Visa Debit Classic | Main |
| 485280 | Visa Debit Classic | Main |
| 486916 | Visa Debit Classic | Main |
| 488881 | Visa Debit Classic | Main |
| 489212 | Visa Debit Classic | Main |
| 491545 | Visa Platinum | Main |
| 498403 | Visa Debit Classic | Main |
| 498404 | Visa Debit Classic | Main |
| 498882 | Visa Business | Main |
| 498883 | Visa Business | Main |
Mastercard BINs:
| BIN | Type |
|---|---|
| 510027 | Mastercard |
| 510390 | Mastercard |
| 512070 | Mastercard |
| 513425 | Mastercard |
| 514061 | Mastercard |
| 518188 | Mastercard |
| 518739 | Mastercard |
| 520787 | Mastercard |
| 523007 | Mastercard |
| 530601 | Mastercard |
| 531410 | Mastercard |
| 542987 | Mastercard |
| 545667 | Mastercard |
| 545733 | Mastercard |
| 545984 | Mastercard |
| 548675 | Mastercard |
| 548843 | Mastercard |
| 550059 | Mastercard |
First Premier Bank
| BIN | Type | Feature |
|---|---|---|
| 430171 | Visa Classic | Main |
| 461007 | Visa Classic | Main |
| 461651 | N/A | Main |
| 473156 | Visa Classic | Main |
| 478441 | Visa Debit Classic | Main |
| 486955 | Visa Gold/Premier | Main |
| 510066 | Mastercard | Main |
| 514986 | Mastercard | Main |
| 515113 | Mastercard | Main |
| 515115 | Mastercard | Main |
| 515116 | Mastercard | Main |
| 515421 | Mastercard | Main |
| 515434 | Mastercard | Main |
| 515446 | Mastercard | Main |
| 515455 | Mastercard | Main |
| 515457 | Mastercard | Main |
| 515458 | Mastercard | Main |
| 515459 | Mastercard | Main |
| 515460 | Mastercard | Main |
| 515464 | Mastercard | Main |
| 515485 | Mastercard | Main |
| 515487 | Mastercard | Main |
| 515493 | Mastercard | Main |
| 515495 | Mastercard | Main |
| 515496 | Mastercard | Main |
| 517760 | Mastercard | Main |
| 517800 | Mastercard | Main |
| 527482 | Mastercard | Main |
| 534757 | Mastercard | Main |
| 541853 | Mastercard | Main |
| 542126 | Mastercard | Main |
| 542473 | Mastercard | Main |
| 543362 | Mastercard | Main |
GE Money Bank
| BIN | Type | Feature |
|---|---|---|
| 419508 | Visa Platinum | Main |
| 447091 | Visa Debit Classic | Main |
| 473690 | Visa Debit Classic | Main |
| 473691 | Visa Debit Classic | Main |
| 476729 | Visa Classic | Main |
| 514862 | Mastercard | Main |
| 514863 | Mastercard | Main |
| 514864 | Mastercard | Main |
| 514865 | Mastercard | Main |
| 514997 | Mastercard | Main |
| 519504 | Mastercard | Main |
| 521853 | Mastercard | Main |
| 521884 | Mastercard | Main |
| 522170 | Mastercard | Main |
| 523911 | Mastercard | Main |
| 526081 | Mastercard | Main |
| 527486 | Mastercard | Main |
| 528940 | Mastercard | Main |
| 539773 | Mastercard | Main |
| 546680 | Mastercard | Main |
Merrick Bank Corporation
| BIN | Type | Feature |
|---|---|---|
| 401679 | N/A | Main |
| 402486 | Visa Business | Main |
| 402494 | N/A | Main |
| 406300 | N/A | Main |
| 411268 | N/A | Main |
| 411859 | N/A | Main |
| 412060 | Visa Classic | Main |
| 412061 | Visa Classic | Main |
| 412062 | Visa Gold/Premier | Main |
| 412247 | N/A | Main |
| 412268 | N/A | Main |
| 412269 | N/A | Main |
| 414201 | N/A | Main |
| 414202 | N/A | Main |
| 414205 | N/A | Main |
| 414206 | N/A | Main |
| 414208 | N/A | Main |
| 414209 | N/A | Main |
| 415020 | N/A | Main |
| 419602 | N/A | Main |
| 422444 | Visa Classic | Main |
| 423194 | N/A | Main |
| 423849 | N/A | Main |
| 429446 | N/A | Main |
| 429849 | N/A | Main |
| 431623 | N/A | Main |
| 431624 | N/A | Main |
| 433066 | N/A | Main |
| 433545 | N/A | Main |
| 433546 | N/A | Main |
| 433547 | N/A | Main |
| 433548 | N/A | Main |
| 433549 | N/A | Main |
| 433550 | N/A | Main |
| 433551 | N/A | Main |
| 433552 | N/A | Main |
| 433553 | N/A | Main |
| 433554 | N/A | Main |
| 433690 | N/A | Main |
| 433691 | N/A | Main |
| 435571 | N/A | Main |
| 438784 | Visa Debit Classic | Main |
| 440121 | N/A | Main |
| 442894 | N/A | Main |
| 444379 | Visa Classic | Main |
| 445342 | N/A | Main |
| 445343 | N/A | Main |
| 445344 | N/A | Main |
| 446126 | N/A | Main |
| 447474 | N/A | Main |
| 449311 | Visa Classic | Main |
| 450991 | N/A | Main |
| 461074 | N/A | Main |
| 472182 | N/A | Main |
| 472183 | N/A | Main |
| 472184 | N/A | Main |
| 472185 | N/A | Main |
| 472186 | N/A | Main |
| 472187 | N/A | Main |
| 472189 | N/A | Main |
| 472190 | N/A | Main |
| 472192 | N/A | Main |
| 472193 | N/A | Main |
| 486954 | N/A | Main |
| 491016 | N/A | Main |
Mastercard BINs:
| BIN | Type |
|---|---|
| 511100 | Mastercard |
| 512222 | Mastercard |
| 512224 | Mastercard |
| 512225 | Mastercard |
| 514040 | Mastercard |
| 514119 | Mastercard |
| 517770 | Mastercard |
| 518117 | Mastercard |
| 518167 | Mastercard |
| 518200 | Mastercard |
| 518201 | Mastercard |
| 518253 | Mastercard |
| 518349 | Mastercard |
| 518630 | Mastercard |
| 518737 | Mastercard |
| 518738 | Mastercard |
| 523095 | Mastercard |
| 523098 | Mastercard |
| 524773 | Mastercard |
| 524997 | Mastercard |
| 525908 | Mastercard |
| 526309 | Mastercard |
| 526362 | Mastercard |
| 526363 | Mastercard |
| 526364 | Mastercard |
| 528935 | Mastercard |
| 530641 | Mastercard |
| 530644 | Mastercard |
| 530651 | Mastercard |
| 530802 | Mastercard |
| 530870 | Mastercard |
| 531022 | Mastercard |
| 539602 | Mastercard |
| 541020 | Mastercard |
| 541545 | Mastercard |
| 542042 | Mastercard |
| 542539 | Mastercard |
| 542670 | Mastercard |
| 546005 | Mastercard |
| 549048 | Mastercard |
| 550367 | Mastercard |
| 554123 | Mastercard |
| 554246 | Mastercard |
| 554247 | Mastercard |
| 554880 | Mastercard |
| 554882 | Mastercard |
Sears National Bank
| BIN | Type |
|---|---|
| 512106 | Mastercard |
| 512107 | Mastercard |
| 512108 | Mastercard |
| 540553 | Mastercard |
| 547200 | Mastercard |
| 548025 | Mastercard |
5 Star Bank (AFBA)
| BIN | Type | Feature |
|---|---|---|
| 402101 | Visa Classic | Main |
| 402102 | Visa Business | Main |
| 405363 | Visa Platinum | Main |
| 405364 | Visa Classic | Main |
| 406082 | Visa Classic | Main |
| 412130 | Visa Debit Classic | Main |
| 412294 | Visa Classic | Main |
| 412296 | Visa Platinum | Main |
| 412297 | Visa Business | Main |
| 416893 | Visa Classic | Main |
| 421749 | Visa Classic | Main |
| 421750 | Visa Platinum | Main |
| 430732 | Visa Platinum | Main |
| 431226 | Visa Classic | Main |
| 439891 | Visa Classic | Main |
| 447421 | Visa Debit Classic | Main |
| 447425 | Visa Platinum | Main |
| 449896 | Visa Classic | Main |
| 449898 | Visa Classic | Main |
| 461648 | Visa Classic | Main |
| 462509 | Visa Classic | Main |
| 465704 | Visa Platinum | Main |
| 486535 | Visa Purchasing | Main |
| 489714 | Visa Gold/Premier | Main |
| 489715 | Visa Classic | Main |
| 510041 | Mastercard | Main |
| 512455 | Mastercard | Main |
| 548693 | Mastercard | Main |
1st Financial Bank
| BIN | Type | Feature |
|---|---|---|
| 401724 | Visa Classic | Main |
| 405334 | Visa Gold/Premier | Main |
| 409264 | Visa Classic | Main |
| 445326 | Visa Gold/Premier | Main |
| 446575 | Visa Platinum | Main |
| 490634 | N/A | Main |
| 540770 | Mastercard | Main |
| 548989 | Mastercard | Main |
3.2. Credit Union BINs
| Bank/CU | BINs | Enroll URL |
|---|---|---|
| 1ST ADVANTAGE F.C.U. | 461025, 482079 | https://apstp.pscu.com |
| CENTRA C.U. | 409447, 409451, 413698, 423727, 446847, 470126, 484384, 520072, 544922 | https://apphx.pscu.com |
| ANDREWS F.C.U. | 468715, 445252, 445244, 413656 | https://apphx.pscu.com |
| OKLAHOMA EMPLOYEES C.U. | 542398, 518430, 542735 | https://oecu.mycardinfo.com |
| ENVISION C.U. | 420951, 426264, 443658 | https://envision.mycardinfo.com |
| TMG FINANCIAL SERVICES | 521396, 522131, 530427, 547721, 547843, 554579, 556097, 556098, 556309, 556370, 556371, 556915 | https://atiracredit.mycardinfo.com |
| Kentucky FCU | 404629, 460531 | https://ap.pscu.com |
| PSE CREDIT UNION | 402024, 413159, 443225, 460801 | https://apstp.pscu.com |
| BALL STATE F.C.U. | 414541 | https://apstp.pscu.com |
| BALTIMORE COUNTY EMPLOYEES F.C.U. | 406093, 427133 | https://apphx.pscu.com |
| BEACON C.U. | 412230, 485178 | https://apphx.pscu.com |
| BELLWETHER COMMUNITY C.U. | 420243, 435302, 464917 | https://apphx.pscu.com |
| BIG ISLAND F.C.U. | 409507, 447126 | https://onlineaccessplus.com |
| BORDER F.C.U. | 426379, 426380 | https://www.gotomycard.com |
| CENTRAL JERSEY F.C.U. | 469098, 469099 | https://www.gotomycard.com |
| CENTRAL SOYA F.C.U. | 441144, 494344 | https://apphx.pscu.com |
| CENTRIS F.C.U. | 429545, 438753, 477701, 477702 | https://centris.fdecs.com |
| CENTURY F.C.U. | 439806, 443313 | https://apphx.pscu.com |
| CHADWICK F.C.U. | 463095 | https://apstp.pscu.com |
| CHESSIE F.C.U. | 432652, 473923 | https://apphx.pscu.com |
| CHIPHONE F.C.U. | 403972, 403976, 480653, 480675 | https://cucc.fdecs.com |
| CHRISTIAN COMMUNITY C.U. | 411323 | https://apphx.pscu.com |
| COASTAL COMMUNITY AND TEACHERS C.U. | 460255, 460256 | https://ccatcu.mycardinfo.com |
| COMMUNITY 1ST C.U. | 438541 | https://community1st.mycardinfo.com |
| COMMUNITY C.U. | 434390, 460505, 461342, 462531, 477740 | https://apphx.pscu.com |
| COMMUNITY TRUST C.U. | 401122, 409476 | https://ap.pscu.com |
| COMMUNITYWIDE F.C.U. | 440848, 463778 | https://apphx.pscu.com |
| SIGNAL FINANCIAL F.C.U. | 406088, 482030 | https://apphx.pscu.com |
| GRAND HERITAGE F.C.U. | 460474 | https://apstp.pscu.com |
| Crane Credit Union | 476077, 476078, 476079, 403984, 413646, 441675 | https://apphx.pscu.com |
| LUSO F.C.U. | 402952, 490488 | https://www.lusofederal.com |
| CAPITAL C.U. | 401776, 415376, 431466 | https://capital.mycardinfo.com |
| CHOICE ONE COMMUNITY F.C.U | 442813 | https://onlineaccessplus.com |
| Maine Savings Federal Credit Union | 403960 | https://apphx.pscu.com |
| Justice Federal Credit Union | 400024, 415910, 420308, 426704, 434399, 447257, 463096, 475807, 484505 | https://apphx.pscu.com |
| 1st Gateway Credit Union | 418028 | https://1stgateway.mycardinfo.com |
| Alden | 404577 | https://alden.mycardinfo.com |
| Citizens Business Bank | 526914, 559122 | https://cbbank.mycardinfo.com |
3.3. VCC/Prepaid BINs
| Bank | BINs | URL |
|---|---|---|
| METABANK PREPAID | 400054, 400055, 400910, 401128, 401661, 401707, 402703, 402705, 402712, 403169 | https://secure.myprepaidbalance.com |
| PRIVATE BANK AND TRUST | 484224, 419503, 419504, 460132 | https://www.prepaidcardstatus.com |
| WALMART MONEYCARD (Green Dot) | 437307 | https://www.walmartmoneycard.com |
CHAPTER 4: STEP-BY-STEP ENROLLMENT GUIDES
4.1. Capital One Bank Enrollment
Step 1: Preparation- Card with BIN 400344, 400393, 401305, 402605, 402621, 403444, 403694, 409274, 409278, 410608, 410673, 411507, 412174, 414311, 414709, 415417, 415557, 415938, 419310, 427053, 427054, 430216, 430230, 430523, 430572, 430598, 438864, 441702, 445338, 450214, 450215, 465300, 479124, 480122, 480213, 486236, 493000, 493109, 493422, 494065
- SSN and DOB of cardholder (required)
- Cardholder's address (ZIP code)
Step 2: Registration
- Go to https://servicing.capitalone.com/C1/Enrollment/Enrollment.aspx
- Enter card number, Expiration, CVV, SSN, DOB
- Create login (User ID) and password
- Set up Security Questions
Step 3: Verification
- If after creating login you're redirected to Security Questions → PRIMARY ENROLL
- If to another page → RE-ROLL
Step 4: Address Change
- Log into your account
- Find "Account Maintenance" → "Change Address"
- Enter the drop address
- If account is less than 30 days old — change will be unavailable
- Wait 3-5 days (usually 3 business days)
Errors and Solutions:
| Error | Cause | Solution |
|---|---|---|
| "Unable to enroll" | Incorrect SSN or DOB | Verify data |
| "Address cannot be changed" | Account less than 30 days old | Wait 30 days or call |
| "Invalid CVV" | Wrong code | Check CVV |
4.2. Barclays Bank Delaware Enrollment
Step 1: Preparation- Card with BIN 409279, 422955, 432745, 432747, 439707, 439708, 439709, 447287, 466806, 469595, 469596, 475858, 484538, 484540, 486892, 486895, 486896
- SSN, DOB, MMN (real!)
Step 2: Registration
- Go to https://www.barclaycardus.com/app/ccsite/action/home
- Click "Enroll Now"
- Enter Account Number, SSN, DOB, MMN
- Create login and password
Step 3: Address Change
- Log into your account
- Find "Profile" → "Address Change"
- Enter drop address
- Wait 1 business day
Errors and Solutions:
| Error | Cause | Solution |
|---|---|---|
| "MMN does not match" | Wrong maiden name | Need real MMN |
| "Account already registered" | Re-roll | Need User Name |
4.3. U.S. Bank National Association Enrollment
Step 1: Preparation- Card with BIN from U.S. Bank list (see section 3.1)
- SSN and ZIP code of cardholder
Step 2: Registration
- Go to https://www4.usbank.com/internetBanking/RequestRouter?requestCmdId=EnrollmentPersonalAccountType
- Enter Card Number, CVV, Expiration, ZIP, SSN
- Create login and password
Step 3: Address Change
- Log into your account
- Find "Settings" → "Personal Information" → "Address"
- Enter drop address
- Wait 2-3 days
4.4. Columbus Bank & Trust Company Enrollment
Step 1: Preparation- Card with BIN from Columbus Bank list (see section 3.1)
- SSN, First Name, Last Name
Step 2: Registration
- Go to https://www.cardview.com/CBT_Consumer/Login.do
- Click "Register Now"
- Enter Account Number, First Name, Last Name, SSN, Expiration, CVV
- Create login and password
Step 3: Address Change
- Log into your account
- Find "Address Change"
- Enter drop address
- Wait 3-5 days
4.5. First Premier Bank Enrollment
Step 1: Preparation- Card with BIN 430171, 461007, 461651, 473156, 478441, 486955
- SSN, ZIP, Home Phone, CVV
Step 2: Registration
- Go to https://www.mypremiercreditcard.com
- Click "Register"
- Enter Account Number, SSN, Expiration, ZIP, Home Phone, CVV
- Create login and password
Step 3: Address Change
- Log into your account
- Find "Address Change"
- Enter drop address
- Wait 2 days
4.6. Merrick Bank Corporation Enrollment
Step 1: Preparation- Card with BIN from Merrick Bank list (see section 3.1)
- SSN, DOB, MMN (can be any)
Step 2: Registration
- Go to https://enrollment.merrickbank.com
- Enter Account Number, Name, SSN, Expiration, MMN, CVV
- Create login and password
Step 3: Address Change
- Log into your account
- Find "Address Change"
- Enter drop address
- Wait 2-3 days
4.7. Sears National Bank Enrollment
Step 1: Preparation- Card with BIN 512106, 512107, 512108, 540553, 547200, 548025
- SSN, CVV, ZIP
Step 2: Registration
- Go to https://www.accountonline.com/View?docId=Register&siteId=SEARS
- Click "Register Now"
- Enter Account Number, CVV, SSN, ZIP
- Create login and password
Step 3: Address Change
- Log into your account
- Find "Profile" → "Address"
- Enter drop address
- Wait 1-3 days
4.8. Advanta Bank Corp (No Online Address Change)
Step 1: Preparation- Card with BIN 409116, 547584, 547753, 547754, 558418
- SSN, DOB, CVV
Step 2: Registration
- Go to http://www.advanta.com
- Find "Cardholder Login"
- Enter Card Number, Expiration, CVV, SSN, DOB
- Create login and password
Step 3: Address Change
- Call support
- Identify as cardholder
- Provide Card Number, SSN, DOB
- Request address change
- Wait for confirmation
4.9. 5 Star Bank (AFBA) Enrollment (No Online Address Change)
Step 1: Preparation- Card with BIN from 5 Star Bank list (see section 3.1)
- SSN, DOB, ZIP, Home Phone
Step 2: Registration
- Go to https://www.afbacreditcardservices.com/AFBA_Consumer/Login.do
- Click "Register Now"
- Enter Account Number, First Name, Last Name, SSN, DOB, ZIP, Home Phone
- Create login and password
Step 3: Address Change
- Call 1-888-277-0444
- Identify as cardholder
- Provide card data + SSN, DOB
- Request address change
4.10. Arvest Bank Enrollment
Step 1: Preparation- Card with BIN from Arvest Bank list (see section 3.1)
- Account Number (SSN not required!)
Step 2: Registration
For Personal cards:
- Go to https://percreditservices.securitybankcard.com/SecurityBankCard_Consumer/Login.do
- Enter Account Number
- Create login and password
For Business cards:
- Go to https://www.centresuite.com/Centre/Public/Logon.aspx
- Click "New User Registration"
- Enter Account Number
- Create login and password
Step 3: Address Change
- Log into your account
- Find "Address Change"
- Enter drop address
- Wait 3 days
CHAPTER 5: BANK REFERENCE GUIDE
5.1. Banks with Online Address Change
| Bank | Address Change | Enrollment Data | Special Features |
|---|---|---|---|
| Capital One | 3-5 days (after 30 days) | Card# + Exp + CVV + SSN + DOB | On fresh accounts — only after 30 days |
| Barclays Bank Delaware | 1 day | Account# + SSN + DOB + MMN | MMN verified by bank |
| U.S. Bank | 2-3 days | Card# + CVV + Exp + ZIP + SSN | Massive BIN count |
| Columbus Bank & Trust | 3-5 days | Account# + Name + SSN + Exp + CVV | Easy enrollment |
| Sears National Bank | 1-3 days | Account# + CVV + SSN + ZIP | Citibank-like interface |
| GE Money Bank | 2 days | Card# + MMN + SSN + DOB | Easy address change |
| Arvest Bank | 3 days | Account# | Different sites for Personal/Business |
| State Farm | 1-3 days | Card# + CVV + State + Name + Address + Phone + DOB | Good balances |
| First Premier | 2 days | Account# + SSN + Exp + ZIP + Phone + CVV | Often Primary |
| Merrick Bank | 2-3 days | Account# + Name + SSN + Exp + MMN + CVV | MMN can be any |
| New Millenium Bank | 2-3 days | Account# + Name + SSN + Exp + MMN + CVV | MMN can be any |
| Credit One | 1 day | Name + Card# + Exp + CVV + SSN | Need ZIP/DOB/phone for change |
| KeyBank | 2-3 days | SSN + Account# | Can view pending charges |
| SunTrust | 2-3 days | Card# + SSN + Exp + ZIP + CVV | Only cards after 2007 |
| Castle Bank | 2 days | Account# + Name + Exp + CVV + SSN + DOB | - |
| HSBC | 1 day | Account# + SSN + CVV + Exp | Many branches, different sites |
| FIA Card Services | 1-2 days | Account# + Exp + CVV + SSN + ZIP | Different sites for Personal/Business |
| GE Money Bank | 2 days | Card# + MMN + SSN + DOB | - |
| Wilmington Trust | 3 days | Name + SSN + DOB + Account# | - |
| Redstone Federal CU | No | Name + ZIP + SSN + Account# | No online billing change |
| Department Store National Bank | 2-3 days | Name + Address + ZIP + Email + Password + DOB + Gender + Account# + SSN | - |
| Nordstrom Bank | 2-3 days | Account# + Name + "Account Password" (MMN) + CVV | Account Password = secret word |
5.2. Banks Without Online Address Change (Call Only)
| Bank | What They Ask | Phone Number |
|---|---|---|
| Advanta Bank | MMN, SSN, DOB | Call center |
| 5 Star Bank (AFBA) | SSN, DOB, ZIP | 1-888-277-0444 |
| National City Bank | SSN, DOB, MMN | Call center |
| TD Banknorth | User Name, SSN, DOB | 1-888-561-8861 |
| BB&T | SSN, DOB + 3 questions | 1-888-228-6654 |
| Commerce Bank | SSN, DOB, ZIP | 1-800-645-2103 |
| First Financial Bank | SSN, ZIP | 1-800-221-8890 |
| State Farm | SSN, DOB | Call center |
| Target National Bank | SSN, ZIP, "Cardholder Since" | Call center |
CHAPTER 6: HOW TO OBTAIN CARDHOLDER DATA (SSN, DOB, MMN)
6.1. Data Gathering Methods
| Method | Description | Difficulty |
|---|---|---|
| WhitePages Premium | $10-20/month — gives SSN, DOB, address | Low |
| TruthFinder | $20-30/month — gives SSN, DOB, relatives | Low |
| BeenVerified | $15-25/month — gives SSN, DOB, address | Low |
| Fullz Shops | Buy complete data | Medium |
| Telegram Bots | Search by name + ZIP | Medium |
| Intelius | $20-30/month | Low |
| Spokeo | $15-25/month | Low |
| PeopleFinders | $15-25/month | Low |
| LexisNexis (closed) | Organizations only | High |
6.2. Step-by-Step Data Gathering Guide
Method 1: WhitePages Premium- Go to https://www.whitepages.com/premium
- Enter cardholder name and city
- Pay $10-20 for a month
- Get SSN, DOB, address, relatives
Method 2: TruthFinder
- Go to https://www.truthfinder.com
- Enter cardholder name and city
- Pay $20-30 for a month
- Get SSN, DOB, address, phone numbers
Method 3: Fullz Shops
- Find a seller on carding forums (Carder.es, 2crd, WWH-Club, Verified)
- Buy Fullz with the right BIN
- Get complete package: PAN, CVV, EXP, Name, Address, SSN, DOB, MMN
6.3. What to Do When Data is Missing
| Problem | Solution |
|---|---|
| No SSN | Use Telegram bot or buy Fullz |
| No DOB | TruthFinder/WhitePages provide DOB |
| No MMN | Some banks (Barclays) verify — need real one. For Merrick/New Millenium, any works |
| No ZIP | WhitePages provides ZIP |
CHAPTER 7: SYSTEM SETUP FOR ENROLLMENT
7.1. Anti-Detect Browsers
| Browser | Price | Special Features |
|---|---|---|
| Linken Sphere | $30-50/month | Most powerful, complex, many settings |
| Octo Browser | $29/month | Good price/quality balance |
| AdsPower | $20-30/month | Stable fingerprint |
| Dolphin Anty | $19/month | Simple interface |
| Indigo | $15-25/month | Cheap but stable |
| Incogniton | $19/month | Good for beginners |
7.2. Anti-Detect Setup Checklist
- □ OS: Windows 10/11 or macOS (not Linux!)
- □ Language: en-US (US English)
- □ Timezone: matches cardholder's region
- □ WebRTC: disabled or spoofed
- □ Canvas Fingerprint: "Real" or "Hybrid 2.0"
- □ WebGL: spoofed
- □ User-Agent: matches OS and browser
- □ Screen Resolution: standard (1920x1080 or 1366x768)
- □ Fonts: standard (Times New Roman, Arial, Verdana)
7.3. Proxy Selection
| Proxy Type | Reliability | Price | Purpose |
|---|---|---|---|
| Residential (ISP) | 10/10 | $15-30/GB | Enrollment and address change |
| Mobile (4G/5G) | 9/10 | $20-40/GB | Enrollment (best option) |
| Static Residential | 8/10 | $10-20/GB | Enrollment |
| Datacenter | 3/10 | $2-5/GB | DO NOT USE |
Proxy Verification:
- Go to https://whoer.net
- Check anonymity (should be 90-100%)
- Check IPQS (>= 80 out of 100)
- Check that IP is not on blacklists (Spamhaus, FraudScore)
- Check timezone match (difference <= 1 hour)
7.4. Step-by-Step Linken Sphere Setup for Enrollment
- Create a new profile (Scene)
- Configure proxy:
- Protocol: SOCKS5
- IP: residential proxy address
- Port: port number
- Login/Password: as needed
- Configure Timezone/Geo:
- Set the cardholder's city and timezone
- Configure Fingerprint:
- Select "Hybrid 2.0" (uses real hardware)
- Canvas: "Noise" or "Custom"
- WebRTC: "Adaptive" (new mode — automatically selects correct setting)
- Check at https://browserleaks.com:
- No IP leaks
- Canvas unique but not too unique
- WebGL unique
- Go to the bank's website and start enrollment
CHAPTER 8: ERRORS AND SOLUTIONS
8.1. Enrollment Errors
| Error | Cause | Solution |
|---|---|---|
| "Unable to enroll" | Incorrect data (SSN, DOB) | Check data. Use another source |
| "Card already registered" | Re-roll | Need User Name or password |
| "Invalid CVV" | Wrong code | Check CVV on card |
| "ZIP code does not match" | Wrong ZIP | Check cardholder address |
| "Account locked" | Too many attempts | Wait 24 hours or call bank |
| "SSN invalid" | Wrong SSN | Check SSN through another source |
| "DOB invalid" | Wrong birth date | Check DOB through another source |
| "MMN does not match" | Barclays — wrong maiden name | Need real MMN |
| "Security questions wrong" | Wrong answers | Check answers (often ZIP, DOB, phone) |
8.2. Address Change Errors
| Error | Cause | Solution |
|---|---|---|
| "Address cannot be changed" | Account less than 30 days old (Capital One) | Wait 30 days |
| "Verification required" | Need confirmation | Use call |
| "Address change pending" | Request already exists | Wait 3-5 days |
| "Address blocked" | Suspicious address | Use different address |
| "Address already in use" | Address linked to another account | Use different address |
8.3. Call Center Errors
| Error | Cause | Solution |
|---|---|---|
| "Cannot verify" | Incorrect data (SSN, DOB, MMN) | Check data |
| "Need to speak with cardholder" | They call the cardholder | Use call forwarding or SIM swap |
| "Identity verification required" | Bank doubts | Prepare script with full data |
CHAPTER 9: STRATEGIES AND TIPS
9.1. Bank Selection Strategy
Top 5 Banks for Enrollment in 2026:- Capital One — Reliable, address change after 30 days, many BINs
- Barclays — Fast address change (1 day), but need MMN
- U.S. Bank — Many BINs, address change 2-3 days
- Columbus Bank & Trust — Easy enrollment, address change 3-5 days
- First Premier — Often Primary, address change 2 days
9.2. Tips and Secrets
Tip 1: Primary Enrollment- Look for banks where cardholders rarely register (First Premier, Credit One, Merrick, New Millenium)
- If the bank asks you to create Security Questions → Primary Enroll
Tip 2: Drop Addresses
- Use addresses of offices, virtual assistants, or "mailboxes" (USPS Hold for Pickup)
- Don't use one address for multiple cards
Tip 3: Address Change Timing
- Change address during business hours (9:00-18:00) by cardholder time
- Don't change addresses on weekends or holidays
Tip 4: Call Center for Address Change
- Prepare a script with full data
- Identify as the cardholder (use a voice matching the cardholder's age)
- Don't be nervous, speak confidently
Tip 5: Golden BIN
- Find 2-3 BINs that give Primary Enroll and remember them
- These are your "golden" BINs
9.3. Mistakes to Avoid
| Mistake | Why It's Bad | How to Avoid |
|---|---|---|
| Using one proxy for many accounts | Bank sees same IP | Use different proxies |
| Using one anti-detect for all accounts | Same fingerprint | Change anti-detect settings |
| Changing address right after enrollment | Suspicious | Wait 2-3 days |
| Using an address that's already been banned | Instant freeze | Use new address |
| Not verifying cardholder data | Enrollment error | Always check SSN and DOB |
| Too fast enrollment | Bot behavior | Pause between actions |
| Using datacenter proxies | Detection | Use residential |
CHAPTER 10: RISKS AND MINIMIZATION
10.1. Main Risks
| Risk | Description | Probability |
|---|---|---|
| Card freeze | Bank blocks card after suspicious activity | High |
| Re-roll detection | Cardholder notices they can't log in | Medium |
| Chargeback | Cardholder disputes transaction | High |
| IP ban | Bank blocks IP | Medium |
| Account Takeover | Bank restores cardholder's access | Medium |
| Fraud scoring | Card flagged as fraudulent | High |
10.2. How to Minimize Risks
Rule 1: Never use datacenter proxies- Only residential or mobile (4G/5G)
Rule 2: Don't skimp on cards
- Buy quality material with proven BINs
Rule 3: Don't burn accounts
- Don't use one account for many orders
- After 2-3 orders, switch accounts
Rule 4: Keep a log
- Record all attempts (BIN, bank, result)
- This helps find "golden" BINs
Rule 5: Use "aging"
- Don't use enrollment right after buying the card
- Wait 2-3 days
Rule 6: Vary behavior
- Don't do all operations at the same time
- Use different anti-detects
CHAPTER 11: COMPLETE CARDER CHECKLIST
11.1. Pre-Enrollment Preparation
- □ Bank selected from the list
- □ Card with suitable BIN
- □ SSN of cardholder obtained
- □ DOB of cardholder obtained
- □ Address of cardholder obtained (ZIP)
- □ (For Barclays) MMN obtained
- □ Anti-detect browser configured
- □ Residential proxy configured
- □ Anonymity checked (whoer.net)
- □ IP checked (IPQS >= 80)
11.2. During Enrollment
- □ Go to bank's website
- □ Click "Register/Enroll"
- □ Enter card data
- □ Enter cardholder data (SSN, DOB, ZIP)
- □ Create login and password
- □ Set up Security Questions
- □ Verify it's Primary Enroll
- □ Save login, password, answers
11.3. After Enrollment
- □ Log into account
- □ Check balance
- □ Check limits
- □ Wait 2-3 days
- □ Change address (if online)
- □ Wait 1-5 days
- □ Verify address change
11.4. Before Ordering
- □ Log into account
- □ Verify address has changed
- □ Check balance
- □ Place order in shop (billing = drop address)
- □ Get tracking
- □ Wait for shipment
CHAPTER 12: KEY TAKEAWAYS
- Enroll is the key to card management. Without enroll, you can only hit cards blindly.
- Primary Enroll is the ideal. Look for banks where cardholders rarely register.
- Online address change is top priority. Capital One, Barclays, U.S. Bank, Columbus Bank, Sears, GE Money — your best friends.
- Call center is hard but sometimes unavoidable. Prepare a script, data, and don't panic.
- Residential proxies + anti-detect = security foundation. Without them, you're exposed.
- Never use datacenter proxies. They're all on blacklists.
- Keep a log. This is the only way to find your "golden" BINs.
- Don't burn accounts. Use different proxies, different anti-detects, different addresses.
- Don't skimp on cards. Cheap material is dead material.
- Be patient. Enrollment is a marathon, not a sprint.
CHAPTER 13: APPENDICES
Appendix A: Useful Links
| Resource | URL | Purpose |
|---|---|---|
| Capital One Enroll | https://servicing.capitalone.com/C1/Enrollment/Enrollment.aspx | Capital One enrollment |
| Barclays Enroll | https://www.barclaycardus.com/app/ccsite/action/home | Barclays enrollment |
| U.S. Bank Enroll | https://www4.usbank.com/internetBanking/RequestRouter?requestCmdId=EnrollmentPersonalAccountType | U.S. Bank enrollment |
| Columbus Bank Enroll | https://www.cardview.com/CBT_Consumer/Login.do | Columbus Bank enrollment |
| Sears Enroll | https://www.accountonline.com/View?docId=Register&siteId=SEARS | Sears enrollment |
| First Premier Enroll | https://www.mypremiercreditcard.com | First Premier enrollment |
| Merrick Enroll | https://enrollment.merrickbank.com | Merrick enrollment |
| WhitePages | https://www.whitepages.com/premium | Data gathering |
| TruthFinder | https://www.truthfinder.com | Data gathering |
| Whoer | https://whoer.net | Anonymity check |
| IPQS | https://ipqualityscore.com | IP check |
| BrowserLeaks | https://browserleaks.com | Fingerprint check |
| BIN Base | https://binbase.com | BIN check |
| BINs Pro | https://bins.pro | BIN check |
Appendix B: Bank Support Phone Numbers
| Bank | Phone | Purpose |
|---|---|---|
| 5 Star Bank (AFBA) | 1-888-277-0444 | Address change |
| Advanta Bank | Call center | Address change |
| BB&T | 1-888-228-6654 | Address change |
| TD Banknorth | 1-888-561-8861 | Address change |
| National City Bank | Call center | Address change |
| Commerce Bank | 1-800-645-2103 | Address change |
| First Financial Bank | 1-800-221-8890 | Address change |
| 1FBUSA Customer Service | 1-888-828-9640 | Address change |
Appendix C: Glossary
| Term | Definition |
|---|---|
| Enroll | Registration of a card in the online banking system |
| Primary Enroll | First-time registration (cardholder never registered) |
| Re-roll | Re-registration (cardholder already has access) |
| BIN | First 6 digits of card (Bank Identification Number) |
| Fullz | Complete data package (PAN, CVV, EXP, Name, Address, SSN, DOB, MMN) |
| SSN | Social Security Number |
| DOB | Date of Birth |
| MMN | Mother's Maiden Name |
| ZIP | Postal code |
| CVV | Card Verification Value |
| AVS | Address Verification System |
| 3DS | 3D Secure (additional authentication layer) |
CONCLUSION
Bro, this guide is your bible for enrollment. Save it to your bookmarks or disk. Use it as a checklist before every operation.Core Principles of Success:
- Always verify cardholder data (SSN, DOB, ZIP, MMN)
- Always use residential proxies
- Always use anti-detect browsers
- Always check anonymity (whoer.net)
- Always wait 2-3 days before address change
- Never use one proxy for many accounts
- Keep a log of all attempts
Good luck, brother. If you need anything — hit me up.